Restorative Pain Medicine Physicians

💰 COST CHANGES TO KNOW

Medicare Part A deductible: Medicare Part A covers inpatient hospital, skilled nursing facility, hospice, inpatient rehabilitation, and some home health care services.

2026 Deductible: $1,716
Increase: $60 more than in 2025
What it covers: Hospital stays (first 60 days)

Medicare Part B deductible: Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A.

2026 Deductible: $283
Increase: $26 more than in 2025
What it covers: Medical services, like doctor visits and outpatient care, after you meet the deductible

Medicare Part D deductible: Medicare Part D is optional prescription drug coverage offered by private insurance companies that contract with Medicare. It helps pay for brand-name and generic prescription drugs.

Maximum 2026 Deductible: $615
Increase: From $590 in 2025
What it covers: Prescription drugs
Note: Some plans may have a lower deductible or no deductible at all.

✅ THE GOOD NEWS

💊Prescription Costs Are Dropping

New $2,100 yearly cap on out-of-pocket drug costs (Medicare Part D).
Some high-cost medications will have lower prices thanks to Medicare negotiations.

💉Vaccines and Insulin Stay Affordable

Vaccines like shingles and flu shots are usually free.
Insulin will still cost no more than $35/month.

⚠️ WHAT TO WATCH FOR

Plans May Change Benefits
Even if your plan name and price look the same, coverage and extras might change.
Extra Perks Might Disappear
Some plans may reduce or eliminate non-medical extras, such as food or ride programs.
Doctor Networks Can Change
Always check if your doctors and hospitals are still in your plan before re-enrolling.

For answers to your Medicare questions, you can contact official government resources such as 1-800-MEDICARE, the Social Security Administration (SSA), or your local State Health Insurance Assistance Program (SHIP).