Tag: healthcare

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Welcome Trishna Patel, ARNP!

 Restorative Pain Medicine Physicians is very enthused to welcome Trishna Patel, ARNP to our Team!

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 Trishna obtained her Bachelor of Science (BSN) in Nursing in 2019 and her master’s degree in science and nursing (MSN) in 2022 from the University of South Florida. Her previous nursing experience spanning Surgical Intensive Care, Cardio-Thoracic Intensive Care and Pain Management, Trishna is well positioned to provide exceptional care to patients seeking treatment at Restorative Pain Management Physicians. Having previously served as Pain Management Nurse Practitioner with New Tampa Interventional Pain, Trishna brings experience in varied practice settings.

“We are confident that our patients will benefit from Trishna’s exceptional nursing experience, specifically time spent caring for those requiring pain management. As our core values and patient care ideals align, we are very excited to welcome Trishna to our team,” said Dr. Jennifer Bunch, founder of Restorative Pain Medicine Physicians.”.

Trishna will be involved in patient evaluations, development of comprehensive pain management treatment plans and coordinating complete care for our pain patients. She has a thorough understanding of interventional pain procedures and is very passionate about patient education. Trishna enjoys caring for her patients and will provide compassionate and skilled care to our patients.

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2025 Medicare Parts A and B Premiums and Costs

The 2025 Medicare costs that were released by CMS (Medicare) on Friday, November 8th, showed an increase in premiums and deductibles for both Medicare Parts A and B. Here’s a breakdown of the new costs that started Wednesday, January 1st:

Part A Costs (Inpatient Hospital)

The 2025 Part A inpatient hospital deductible rose by $44, from $1,632 in 2024 to $1,676 in 2025. This deductible resets every 60 days, potentially up to six times a year. For Skilled Nursing, the 2025 costs will be $0 copay per day for days 1-20, and $209.50 per day for days 21-100.

Part B Costs (Medical)

The 2025 Part B medical/doctor deductible increased by $17, from $240 in 2024 to $257 starting January 1, 2025. Once this deductible is met, Medicare covers 80% of the approved amount, and you pay the remaining 20%. Some of the Secondary plans do cover the deductible but many do not. Check with your Secondary provider to confirm.

Part B Premium

The premium increased by $10.30, from $174.70 in 2024 to $185.00 starting January 1, 2025. Higher-income individuals, earning over $106,000 individually or $212,000 as a couple, will pay more.

2025 Medicare Part D Costs and Co-pays

Initial Deductible

 This has risen by $45, from $545 in 2024 to $590 on January 1, 2025.

Initial Coverage

There are five drug-tier stages. Your plan pays a share of drug costs and you pay yours until reaching a $2,000 out-of-pocket maximum, after which you enter the Catastrophic Coverage stage and pay $0.

Here’s a breakdown of the five drug tiers:

  1. Generic Drugs – Lowest-cost. These drugs typically have the lowest copayments or coinsurance amounts.
  2. Preferred Generic Drugs – These are generic drugs that your plan considers preferred. They might have even lower costs than standard generic drugs.
  3. Preferred Brand Drugs – These are brand-name drugs that your plan considers preferred. They generally have higher copayments or coinsurance amounts than generic drugs but lower than non-preferred brand drugs.
  4. Non-Preferred Drugs – These are brand-name drugs that your plan doesn’t consider preferred. They typically have the highest copayments or coinsurance amounts.
  5. Specialty Drugs – These are high-cost medications used to treat complex conditions. They often have unique coverage rules and may require prior authorization.

Total Out-of-Pocket

As of January 1, 2025, the Donut Hole (Coverage Gap) will be eliminated, capping your out-of-pocket costs at $2,000.

❓❓Have More Questions? Visit http://www.medicare.gov or contact your Medicare Replacement Plan or Part D Plan Provider. ❓❓